Tag Archive
Debt Collectors must Identify themselves as such in Communications
When you receive documents in the mail you must be leery of the true identity of the sender just as you would of someone on the internet or a random phone caller. There are documents sent to your home almost daily that are false and could affect your life when used the wrong way. For… »
Debt Collection Specialists cannot Claim False Authority
When you are contacted by a debt collector you have to remember that they will try anything to get you to pay up on your debts. This is not because they are shady and evil people but because it is their job to collect on debt for their employer. For you to get the treatment… »
Debt Collectors Can’t Lie to You about the Size of Your Debt
Debt collection is a nasty game that is amplified by the fact that a debt collector is playing off of the fear of the debtor. The fact that the debtor feels as if their life is a few inches from being over is what the debt collector uses as motivation. You may not realize it,… »
Can Debt Collectors Sell Your Information?
The digital age is truly upon us and while this makes so many things so much easier it also opens us up to possible fraudulent activity. Every time you give your information to an individual or business about you and your financial situation you are giving your contact information a chance to be unveiled. You… »
Can a Debt Collector Call You if You have an Attorney?
Debt collection and the process of credit repair can be very intimidating and frustrating if you don’t know your rights. Under the “Fair Debt Collections Practices Act” there are stipulations on when a debt collector can and should contact you. So if you have an attorney and want them to handle everything for you can… »
Debt Collectors Must Respect Your Privacy
With the bevy of rules and regulations that came out as a part of the “Fair Debt Collection Practices Act” it is sometimes easy to lose the point. Some information is lost and forgotten in terms of what it was supposed to do and how it was supposed to help. If you don’t know some… »
Does Your Debt Collector Continue to Call Your Family?
Debt collectors, thanks to the “Fair Debt Collection Practices Act” must play by some very specific rules that they haven’t always had to play by. Laws are in place to protect you and your family and take in to account your privacy at all turns. For instance, did you know that if your debt collector… »
When Debt Collectors Go Too Far
Companies understandably get upset when they fear that their products are not being paid for, so they turn to debt collectors to do their dirty work. However, just because you owe someone some money doesn’t mean that they have the right to treat you like you are lower than human. Debt collectors must… »