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Debt Collectors are not Allowed to Lie about their Affiliations
When you are being contacted by a debt collector there should be an alarm that goes off in your head telling you that you are in need of a change. It is time to start doing something about your unpaid debts when you are contacted by a debt collector so don’t let the situation get… »
Does a Debt Management Plan Affect My Credit?
Your credit will be affected any time that you are proposing to pay less than what you owe to any creditor for any reason. This is not to discourage you from taking steps to use something such as a debt management plan for your situation. Sometimes a DMP is your last hope for financial rescue… »
What Impacts My Credit Score?
There are a lot of horror stories about credit being affected by different situations and experiences in life, but in truth there are a very defined set of issues that could impact your credit. When you are considering ways to improve your credit or repair your credit is always good to know what exactly… »
Who Gives My Credit Score?
Everyone knows what your credit score does to impact your life and who needs to check it in order to make responsible business decisions, but do you know who gives out this information? Is there a wizard behind a curtain somewhere informing the business elite who you are and what your likelihood of being… »
Can I Get My Credit Report More than Once Per Year?
As you may know, it is guaranteed to you that you can receive a free copy of your credit report once per year to check for any errors or inaccuracies. This is a great way to keep track of your credit score and see if there is anything you need to dispute or improve…. »