Tag Archive
Debt Collectors are not Allowed to Lie about their Affiliations
When you are being contacted by a debt collector there should be an alarm that goes off in your head telling you that you are in need of a change. It is time to start doing something about your unpaid debts when you are contacted by a debt collector so don’t let the situation get… »
Avoid Credit Fraud, Don’t Give Out Personal Information Over the Phone
Credit card companies will try anything to get your business to be able to profit from your purchases, but good companies will not perform unfair trade practices. Good credit card companies will send you information to be filled out and sent back in order to start a new account. If a credit card company asks… »
Avoid Easy Credit Promises
In our world today credit is a way of life that cannot really be changed unless you are to start trying to obtain things illegally. Since credit is so important and unavoidable it is naturally fraught with fraud and scams to bilk people out of their money. Other people will not try to defraud you,… »
Does a Debt Management Plan Affect My Credit?
Your credit will be affected any time that you are proposing to pay less than what you owe to any creditor for any reason. This is not to discourage you from taking steps to use something such as a debt management plan for your situation. Sometimes a DMP is your last hope for financial rescue… »
Is Your Credit Information Secure?
An individual’s personal information has always been vital to his or her success in the world and needed to be kept safe and private. However, in this digital age an individual’s personal information has become so important that it can change their entire life for the better or worse. This is why it is important… »
Credit Repair Tips: Don’t Forget who You are
There is undoubtedly a major problem at this point in time in reference to identity theft in our society. People take the identities of other people hoping that it will give them some sort of edge or immediate access to funds that will change their life. The problem of identity theft is bad… »
Top Ten Ways to Repair Your Credit: Creating a History
If you are planning on making a large purchase in the next year that will require a loan and you have not received a loan in the past you may be in trouble. Credit companies and credit bureaus need a credit history on an individual to give an accurate description of the individual’s abilities… »