Debt Settlement
Your Disputes with a Debt Collector must get a Response
You know that you have the right to dispute any debts that are communicated to a debt collector by a creditor, but did you know that your dispute must get a response? It is against the word of the federal government for you to be ignored when you have disputed a debt with a debt… »
You Have a Right to Know Your Creditor
When you are in debt to a few people and have very little debt you likely know the names and amounts of the debt that you owe and who you owe it to. When you are in the situation where you have so much debt that you don’t know who you owe the situation can… »
Debt Collectors Cannot Threaten to Take Your Possessions
When debt collectors call there is a sense of unmitigated fear in the air because many people don’t know what a debt collector is and is not allowed to take from you. When they try different tactics to get you to make good on your debts there are rules for how debt collectors can pressure… »
Threats of Financial Harm are not Permitted to Debt Collectors
If you have agreed to make out a post dated check to a debt collector in hopes to make them stop calling and put an end to your debt issues you should know a few things. When you make this agreement and send the postdated check to the debt collector they must abide by the… »
Debt Collectors Should Not Pursue Post Dated Checks
The sole purpose of the Fair Debt Collection Practices Act is to protect the parties involved in the process from unfair treatment. You, the consumer, must be protected from false accusations or threats that force you to make a payment or payments that you do not want to make. If you feel that you are… »
Debt Collectors are not Allowed to Lie about their Affiliations
When you are being contacted by a debt collector there should be an alarm that goes off in your head telling you that you are in need of a change. It is time to start doing something about your unpaid debts when you are contacted by a debt collector so don’t let the situation get… »
Debt Collectors Can Not Use False Names
In order to get you to pay the debts that you have not paid past the time you had been expected to pay it credit companies will employ debt collectors. These debt collectors sole purpose is to get in contact with you and try to convince you to pay back the money that you owe. … »
Debt Collectors can not Make False Representations of Your Accounts
The federal government tries hard to protect the citizens of our country by protecting their rights in relation to creditors and debt collectors. As debts and credits can impact a person’s life so severely the government has made laws that these creditors must abide by and you may not even know they exist. Debt collectors… »
Debt Collectors must Identify themselves as such in Communications
When you receive documents in the mail you must be leery of the true identity of the sender just as you would of someone on the internet or a random phone caller. There are documents sent to your home almost daily that are false and could affect your life when used the wrong way. For… »
Do NOT be Fooled by False Documents in Debt Collections
When someone is trying to collect on debts that you owe they have the right to present to you any information that may enforce their rights to collect. However, if the debt collector presents to you information in the form of a document that are known not to be true they could be guilty of… »